In contrast, I've never noticed regen significantly limited below 10 bars of charge, though I watch the nav screen energy display, not the bubbles.
But my large descents (of up to ~8,000 ft) typically are on 55 mph highways over very long ranges at comparatively high speeds, using higher regen rates only intermittently.
Starting from home with my smaller descent, ~2000 ft and ~1500 net in the first 7 miles, I can do almost all my braking with regen from 11 bars of Charge, Summer and Winter, with temp bars ranging from 4 to 6. Regen is much more effective in the Summer, but the denser air does much of the braking for me in the Winter.