Just curious why your residual will be 43 vs 44%? The extra monthly miles on the lease? How does residual rate affect monthly rates?Assuming a 44% residual (12,000 miles, 39 months), and assuming $2999 down plus $7500 tax credit, we are looking at a 0.00114 money factor (or about 2.74% interest) in order to get $289/mo on the SV.
With my SV lease (43% residual, 39 months, 15,000 miles, $2999 down, price negotiated down $500 below MSRP, 6% tax), I'm looking at a lease payment of around $302/mo.