LEAFfan
Well-known member
RonDawg said:bobsfreeleaf said:INSURANCE ISSUE! My new Leaf is insured now as a third car (50% usage) under 12k miles a year. Anyway, I was surprised at the cost of adding a third car to my family policy with Liberty. I thought 3rd cars were supposed to be inexpensive? Turns out, it is around $700 a year!!!!!!!!!!! I know new cars cost more to insure than old ones, but I think we are victims of the rebate math.
What I leased was basically a $19,000 vehicle, after rebates. I also suspect what it would sell for used tomorrow, would be about that (keep in mind, I leased the stripped S model).
What I insured was a $35,000 generic Leaf. Turns out Liberty does not recognize the S model as any different than the SL, and does not factor in the rebate. Now that was a surprise :x . Thoughts?
AAA wanted DOUBLE what I was paying Allstate to insure my Audi. On previous quotes AAA was close to Allstate, so clearly AAA is charging a lot for the Leaf. OTOH esurance insured both the Leaf and the Audi for what Allstate wanted for the Audi alone.
Liberty Mutual was also one of the more expensive quotes I got, but still less than AAA.
Safeco, owned by Liberty Mutual, was by far the lowest of at least a dozen other companies.