More than likely totaled. As a Volt owner, we are seeing Volts totaled very quickly by the insurance company. When they arent intially totaled, they get totaled later due to the lack of parts available right now (this is what I have read from an owner that the car sat in the shop for 2 months trying to get parts, and the insurance company finally gave up). My insurance raised about $150 a year over my 2011 Mini. I suspect the insurance company actuaries will be placing this car in a higher category next year.