Anyone find lower than 2.89% for 60 months?

[greenleaf]

It's a credit union local to the SF bay area only.

Being in the bay area, I'm interested in the name. Any reason not to let the rest of us in on it?

I am in Bay Are and interested as well. Thank you

The credit union is Valley Credit Union. You need a credit score of 740 or higher to get this rate.

There is another lower one @ 2.24%

https://www.myconsumers.org/en/about-ccu/promotions/10-10-28/Auto_Loan.aspx

 

[ttweed]

Navy Federal Credit Union is offering 1.99% loans on new autos as of Mar. 12, 2011. Not sure how long the special rate will last.
https://www.navyfederal.org/products-services/loans/auto/auto-rates.php

TT

 

[mxp]

There is another lower one @ 2.24%

https://www.myconsumers.org/en/about-ccu/promotions/10-10-28/Auto_Loan.aspx

hi greenleaf

this is an excellent find for sf bay area residents. thanks for sharing!

at a regular auto loan rate of 2.24% for 60 months, it will be very tough to choose to go with a Nissan Lease @ >4.x % lease rates. (Unless Nissan drops their lease rates).

 

[greenleaf]

at a regular auto loan rate of 2.24% for 60 months, it will be very tough to choose to go with a Nissan Lease @ >4.x % lease rates. (Unless Nissan drops their lease rates).

Exactly what I am thinking.

I have flip flop between loan and lease. Now, with a 2.49% rate, I think I am going to take the loan, unless Nissan drops the lease to 3.5%-ish.

 

[abasile]

I have a question for those who have purchased with financing. At the time of purchase, how much extra did you have to pay in finance charges? Does your loan have prepayment penalties? What is your interest rate? Because our delivery is coming much sooner than I had anticipated, I am now looking into whether it would make more sense for us to "move money around" and pay cash, or finance. Thank you.