Valdemar
Well-known member
So, it happened. At about $9k retail value and $7-8k in estimated repairs my insurance declared it total loss. The car is driveable and if I don't care for aesthetics (I don't) I should be able to band-aid fix it for not much and keep driving it for some time like this, and this is what I actually want. However the insurance quoted $4k salvage bid which doesn't make sense given the estimated damage and the market value. I will try to negotiate the salvage bid down for keeping the car but if they don't budge are there any other options? Like give the car back to them for the full amount and then track it to an auction and try to buy for less? Any other advice for the best strategy if I want to keep the car? Not to mention I got a new battery as of last month, fortunately it was free, sigh. Hopefully I will at least be able to negotiate the market value up due to the new battery.