LTLFTcomposite
Well-known member
For the transmission question I'd think you could just say "automatic". From a user interface standpoint you don't have to clutch or shift, beyond that it's just implementation details 
My insurance quote experience
- Thread starter evnow
- Start date
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garygid
Well-known member
Anybody have experience with Farmers (in CA)?
DaveinOlyWA
Well-known member
Farmers is a bit shaky. Called them on the way up here and they stated they fax insurance and dealer is saying they got nothing
Gonewild
Well-known member
I have my house and 2 cars and a motorcycle insured with Progressive. I never had a claim but seems good. I even got a call after our area had a large hail storm. I was surprised to get a call asking me if everything was OK. That would open up a lot of claims.mogur said:
TomT
Well-known member
If my experience is any indication, I hope that you never have to actually make a claim. They tried to exploit every loophole they could to get our from underneath it. Finally, I filed a complaint with the State Insurance Commissioner and there were then suddenly super-cooperative.
Gonewild said:
Just got my paperwork from AAA. VIN is correct, but I apparently just bought a 370Z. :?
wsbca
Well-known member
mwalsh said:
Our AAA agent also noted it showing up as a 370Z as well when she pulled up the VIN in their system or spreadsheet or whatever during our phone call. She did say they had some LEAF info in a separate document, so hopefully the rates we ultimately get charged are right, because I think a Z would have a pretty hefty sportscar premium on all aspects of its rate calculation.
wsbca said:
My first thought too! Especially since my quote for the year was $1300, which I thought to be a bit on the steep side.
TomT
Well-known member
Ouch, yes! Mine was about $700 from State Farm for the year.
mwalsh said:
malloryk
Well-known member
Just got my new quote yesterday from Mercury: it's going to be $695 (for the 6 mos.), up from $614 when I had my 04 Matrix. Not bad but I'm going to have to up my coverage it looks like. I got a letter from NMAC this week that said the lease contract requires more coverage than what I have on my policy. My agent is away on vacation, but I'll let you know what it turns out to be when she gets back.
cdub
Well-known member
I'm sorry - but are people driving LEAFs now without insurance?
cdub said:
I don't see how you could, unless you paid cash. Any sale with a lienholder...they are pretty much gonna want proof of insurance before you leave the lot.
garygid
Well-known member
Registration in CA requires Insurance verification.
Of course some folks here don't Register, carry insurance, or even have a driver's license.
Of course some folks here don't Register, carry insurance, or even have a driver's license.
EVDRIVER
Well-known member
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- Apr 24, 2010
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mwalsh said:
Stange, when I gave them the VIN it came up as a LEAF. AAA is a very good insurance company, many of the others listed above will basically try to mess with you if there is a claim, AAA is no hassle and very professional. If your insurance company does not have a LEAF in the system by now you may want to look elsewhere. I was even able to insure a factory EV with AAA at a reasonable rate and for $35K in value and it had a Euro Vin, it took 24 hours but they did it and it did not even exist on the CA DMV system. Don't bother with them for motorcycle though as it is not their area.
cdub
Well-known member
WWBD said:
Ahh... that makes sense. I have a vivid memory of my wife making calls to insurance companies frantically when she bought her car - but that was her first car that she bought (and before we were married)
I didn't have to precall for my Civic now that I think about it... funny how that other memory sticks out more.
evnow
Well-known member
Interesting. Can you tell us what they are asking for ?malloryk said:
malloryk
Well-known member
I've always had the minimum required coverage before. NMAC requires bodily injury liability of $100,000 per person/$300,000 per occurrence, property damage liability of $50,000 per occurrence and $1,000 max deductible for collision and comprehensive coverage. I didn't really read the lease contract before I signed it so I should've done that. But I think the dealership should've mentioned it too. I certainly wasn't covered for all that when I drove off the lot.
garygid
Well-known member
I just call my Farmers agent and leave a message to bind coverage as of the date and time of the call, and give the model, color, VIN, etc. that applies.
Then, I get the pricing shock later.
Then, I get the pricing shock later.
With my insurance company the coverage begins retroactively from the date of purchase, no matter when you call to set up the new policy. I.E., you are going to end up paying from day 1 of ownership, whether you call them right away or wait the month.
