You don't need to go under the car. I removed the rubber drain plug under the mat where the spare was to go, drilled a hole in it, then used a section of drilled strap steel, folded once for extra strength, and placed on a "J bolt" with just enough slant to get it into the plug hole. I then used another piece of strap on top (with the rubber plug on top), with another nut to hold them together, tightened them together, and voila! A hold-down for the spare. I never went under the car. Be careful not to drop the setup before it's tightened in place, though, or your original question will apply.